怎么买赚钱：
原则一：选择规模适中的货币基金
1、一般人选择基金的时候有个误区，总以为规模大的基金收益好，事实情况正好相反，那些规模大的基金往往不如中等规模的基金收入好。货币基金的收益率与它本身的规模呈倒U型的关系，即规模过小和规模过大的货币基金一样收益率很低，规模适中的货币基金收益率才是最好的。
2、在当前的利率水平下，规模在100亿以下的货币基金收益率一般都在3.5%左右，规模在1000亿以上的收益水平也很难突破4%，那些规模在100—1000亿之间的货币基金收益率最高，7日年化可以达到4.3%左右。
原则二：尽量选择散户比较多的货币基金
1、货币基金的收益和市场利率相关，散户一般不怎么关注市场利率的变化，而机构则会时时刻刻盯着市场利率，只要市场上稍微有点风吹草动，钱略微紧张了一点，它们就会马上赎回。2008年就有一家以机构为主的货币基金，由于机构大规模赎回而导致亏损，最后不得不清盘。基金和银行一样，如果投资人全都去赎回，而基金投资的项目资金还没有完全收回，就会发生“挤兑”。以散户为主的货币基金，各个散户的资金实力一般都比较小，所以基本不会发生“基金挤兑”现象，流动性和收益性更加有保障。
2、货币基金发生亏损的概率极小，历史上仅有的几例亏损的货币基金都是机构型的，所以只要你买的是以散户为主的货币基金，基本上就不会亏。
1 004973长城收益宝货币B
10-17 0.548 2.06% 2.08% 2.12% 2.10% 0.04% 0.17% 0.52% 1.08% 2.42% 1.85% 17.82% 0 购买
2 000700泰达宏利货币B
10-17 0.2444 1.91% 2.24% 2.23% 2.19% 0.04% 0.19% 0.52% 1.07% 2.38% 1.81% 29.69% 0 购买
3 004417兴全货币B
10-17 0.5144 2.08% 2.05% 2.05% 2.04% 0.04% 0.17% 0.50% 1.03% 2.32% 1.78% 18.88% 0 购买
4 002234泰信天天收益货币B
10-17 0.5506 1.94% 1.94% 1.93% 1.92% 0.04% 0.16% 0.49% 1.07% 2.31% 1.78% 18.94% 0 购买
5 003474南方天天利货币B
10-17 0.5139 1.92% 1.98% 2.00% 1.99% 0.04% 0.16% 0.50% 1.05% 2.31% 1.78% 20.47% 0 购买
6 005151红土创新优淳货币B
10-17 0.4304 1.52% 2.72% 2.48% 2.12% 0.03% 0.19% 0.48% 1.04% 2.31% 1.76% 16.37% 0 购买
7 002760东兴安盈宝B
10-17 0.5647 1.84% 2.02% 2.13% 2.12% 0.03% 0.18% 0.52% 1.06% 2.31% 1.79% 19.77% 0 购买
8 003389招商招益宝货币B
10-17 0.4525 1.85% 1.85% 1.99% 1.98% 0.04% 0.16% 0.48% 1.01% 2.28% 1.74% 14.48% 0 购买
9 002299招商招福宝货币B
10-17 0.4526 1.68% 1.73% 1.75% 1.76% 0.03% 0.14% 0.47% 1.02% 2.27% 1.74% 14.62% 0 购买
10 000836国投瑞银钱多宝货币A
10-17 0.5411 1.90% 1.92% 1.96% 1.97% 0.04% 0.16% 0.50% 1.02% 2.26% 1.72% 28.36% 0 购买
11 001625兴业添天盈货币B
10-17 0.4661 1.98% 2.06% 2.08% 2.05% 0.04% 0.18% 0.49% 1.02% 2.26% 1.74% 22.78% 0 购买
12 519512万家日日薪货币B
10-17 0.4816 1.85% 1.90% 1.99% 1.91% 0.04% 0.16% 0.48% 1.00% 2.26% 1.75% 32.86% 0 购买
13 003185建信货币B
10-17 0.5001 2.14% 2.13% 2.05% 2.00% 0.04% 0.17% 0.48% 1.00% 2.25% 1.73% 19.24% 0 购买
14 202308南方收益宝货币B
10-17 0.5124 1.94% 1.95% 1.95% 1.94% 0.04% 0.16% 0.49% 1.02% 2.25% 1.73% 34.50% 0 购买
15 003281广发活期宝货币B
10-17 0.4962 1.84% 1.89% 1.92% 1.92% 0.03% 0.16% 0.48% 1.01% 2.25% 1.73% 20.58% 0 购买
16 270014广发货币B
10-17 0.5275 1.90% 1.96% 1.99% 2.02% 0.04% 0.16% 0.49% 1.01% 2.24% 1.72% 55.98% 0 购买
17 004866格林货币B
10-17 0.3908 2.91% 2.36% 2.08% 1.90% 0.06% 0.17% 0.43% 0.97% 2.24% 1.67% 15.39% 0 购买
18 004776鹏华金元宝货币
10-17 0.4895 1.85% 1.95% 1.96% 1.95% 0.04% 0.16% 0.48% 1.00% 2.23% 1.71% 17.09% 0 购买
19 001234国金众赢货币
10-17 0.4985 1.88% 1.89% 1.89% 1.87% 0.04% 0.15% 0.48% 1.01% 2.23% 1.71% 25.44% 0 购买
20 001926兴业鑫天盈货币B
10-17 0.4571 1.77% 1.92% 1.98% 1.97% 0.03% 0.17% 0.46% 0.98% 2.22% 1.69% 21.22% 0 购买
21 003391建信天添益货币A
10-17 0.5011 1.90% 2.10% 2.08% 2.03% 0.04% 0.17% 0.48% 0.98% 2.22% 1.70% 19.10% 0 购买
22 003393建信天添益货币C
10-17 0.5011 1.90% 2.10% 2.08% 2.03% 0.04% 0.17% 0.48% 0.98% 2.22% 1.70% 19.12% 0 购买
23 002183广发天天红货币B
10-17 0.5465 1.78% 1.85% 1.92% 1.88% 0.03% 0.15% 0.47% 1.01% 2.22% 1.71% 22.09% 0 购买
24 000790易方达龙宝货币B
10-17 0.4936 1.84% 1.98% 1.99% 1.95% 0.03% 0.16% 0.48% 1.02% 2.21% 1.73% 28.71% 0 购买
25 001909创金合信货币A
10-17 0.4716 1.77% 1.93% 2.12% 2.08% 0.03% 0.17% 0.48% 0.99% 2.21% 1.70% 22.09% 0 购买
26 002958财通财通宝货币B
10-17 0.5605 2.40% 2.21% 2.12% 2.05% 0.05% 0.18% 0.49% 1.01% 2.21% 1.73% 18.34% 0 购买
27 003022建信现金添益货币A
10-17 0.4979 1.93% 2.03% 2.02% 1.98% 0.04% 0.16% 0.48% 1.00% 2.21% 1.70% 19.76% 0 购买
28 003753工银如意货币B
10-17 0.4926 1.86% 1.91% 1.92% 1.95% 0.04% 0.16% 0.48% 1.00% 2.21% 1.70% 19.34% 0 购买
29 004217兴业安润货币B
10-17 0.494 1.83% 1.96% 1.97% 1.95% 0.03% 0.17% 0.47% 0.99% 2.21% 1.68% 18.96% 0 购买
30 004369前海开源聚财宝B
10-17 0.7448 1.82% 1.88% 1.88% 1.87% 0.03% 0.16% 0.47% 0.99% 2.21% 1.70% 18.17% 0 购买
